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CD and IRA Rates

Rates Current as July 01, 2024

 

Certificate of Deposit Rates

Type of CD

Interest Rate

APY

Minimum Deposit

3 Month

4.99%

5.08%

$1,000.00

6 Month

4.75%

4.83%

$1,000.00

12 Month

4.40%

4.46%

$1,000.00

18 Month

4.10%

4.15%

$1,000.00

2 Year

0.50%

0.50%

$1,000.00

3 Year

0.45%

0.45%

$1,000.00

4 Year

0.60%

0.60%

$1,000.00

5 Year

0.65%

0.65%

$1,000.00

APY = Annual Percentage Yield
Penalty imposed for early withdrawal of a CD

Individual Retirement Account Rates

Type of IRA

Interest Rate

APY

Minimum Deposit

* 18 Month Variable IRA

4.10%

4.15%

$1,000.00

2 Year Fixed IRA

0.50%

0.50%

$1,000.00

3 Year Fixed IRA

0.45%

0.45%

$1,000.00

4 Year Fixed IRA

0.60%

0.60%

$1,000.00

5 Year Fixed IRA

0.65%

0.65%

$1,000.00

* The Interest rate and annual percentage yield may change after account opening
APY = Annual Percentage Yield

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