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CD and IRA Rates
Rates as January 02, 2026
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Certificate of Deposit Rates
Type of CD | Interest Rate | APY | Minimum Deposit |
3 Month | 3.15% | 3.19% | $1,000.00 |
6 Month | 3.09% | 3.12% | $1,000.00 |
12 Month | 2.97% | 2.99% | $1,000.00 |
18 Month | 2.96% | 2.98% | $1,000.00 |
2 Year | 0.50% | 0.50% | $1,000.00 |
3 Year | 0.45% | 0.45% | $1,000.00 |
4 Year |
0.60%
| 0.60% | $1,000.00 |
5 Year | 0.65% | 0.65% | $1,000.00 |
APY = Annual Percentage Yield
Penalty imposed for early withdrawal of a CD
Individual Retirement Account Rates
Type of IRA | Interest Rate | APY | Minimum Deposit |
* 18 Month Variable IRA | 2.96% | 2.98% | $1,000.00 |
2 Year Fixed IRA | 0.50% | 0.50% | $1,000.00 |
3 Year Fixed IRA | 0.45% | 0.45% | $1,000.00 |
4 Year Fixed IRA | 0.60% | 0.60% | $1,000.00 |
5 Year Fixed IRA | 0.65% | 0.65% | $1,000.00 |
* The Interest rate and annual percentage yield may change after account opening
APY = Annual Percentage Yield
